Being Frugal

As a frugal mom I always look for ways on how to save money. One way that really pays off is to save on controllable expenses like electricity, water and heat. A few dollar saved here and there would amount to a huge savings in the long run. Sometimes I also haggle with car insurance companies to give me competitive premium quote that is usually cheaper and better than the last one we've got. Well there's no harm in trying to haggle if it means savings on your part.